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Two roofers on a steep wooded slope above gray-roofed homes among tall pines in evening haze

Santa Cruz County roofing

Roofing Contractor in Santa Cruz County, CA

Xylo Fix Roofers works as a roofing contractor in Santa Cruz County, CA, sending estimators and crews from our Campbell shop over Highway 17 to the mountain towns, the Monterey Bay shoreline and the Pajaro Valley. Scotts Valley, the closest city, is about 30 minutes and 18 miles from our door; Watsonville and Interlaken run closer to an hour. The county's roofs fall into three groups: redwood-shaded San Lorenzo Valley homes that stay damp and grow moss, beach-side houses where salt air eats flashing and fasteners, and rural parcels inside mapped CAL FIRE hazard zones where a Class A roof assembly matters.

  • Family-run Campbell team
  • Free written estimates
  • 64 Google reviews
  • Insurance-claim photo documentation

Three roofing climates between the Highway 17 summit and Monterey Bay

A roof in Boulder Creek and a roof in Capitola can be the same age and fail for opposite reasons. One rots from shade and needles; the other corrodes from spray and wind. We sort county work into three zones before we price anything.

  • Mountain and valley towns (Scotts Valley, Felton, Ben Lomond, Boulder Creek, Bonny Doon): heavy winter rain, redwood and pine litter in gutters and roof valleys, moss on north faces, falling limbs in wind, and wildfire construction rules on many parcels.
  • The coast (Santa Cruz, Live Oak, Pleasure Point, Capitola, Rio del Mar, La Selva Beach): salt air on drip edge, nails and steel gutters, fog that keeps wood trim wet, and storm surf that battered the waterfront in January 2023.
  • South county farm and valley land (Watsonville, Corralitos, Interlaken): older stucco and wood-frame homes, barns and packing sheds, low-slope outbuildings, and the Pajaro River flood history.
Dark composition shingle roof beneath tall pines on a steep slope, with moss covering the hillside behind
A shaded shingle roof under tall pines, with moss and debris on the damp slope just behind.

Roofing services Santa Cruz County homeowners ask for most

Roof trouble in Santa Cruz County?

We drive out from Campbell (about 30 min (18 mi) to Scotts Valley). Call to book an inspection.

Call (725) 745-8803

Cities and communities we cover across the county

Each place below has its own page with the local permit office, roads and roof problems we plan for there.

San Lorenzo Valley and the Highway 17 corridor

Santa Cruz and mid-county

Aptos coast and south county

Which permit office handles a Santa Cruz County reroof?

Four incorporated cities issue their own building permits. Everything else, including the large unincorporated communities, goes through the County of Santa Cruz Planning Department. We confirm the office for your parcel before the estimate is final, and we check CAL FIRE's Fire Hazard Severity Zone map, because mapped parcels fall under California Building Code Chapter 7A for roofs and vents.

Building permit offices for roofing work in Santa Cruz County
Where the property isWho issues the roofing permit
City of Santa CruzCity of Santa Cruz Planning and Community Development
CapitolaCity of Capitola Community Development
Scotts ValleyCity of Scotts Valley building staff
WatsonvilleCity of Watsonville Community Development
Live Oak, Soquel, Aptos, Rio del Mar, Felton, Ben Lomond, Boulder Creek, Bonny Doon, Corralitos, Interlaken, La Selva Beach, Pleasure PointCounty of Santa Cruz Planning Department

Loma Prieta, the CZU fire and the 2023 storms: what they left on county roofs

Three events still show up when we climb a roof in this county.

  • 1989 Loma Prieta earthquake: the USGS places the epicenter in the Santa Cruz Mountains near Aptos. Many brick chimneys cracked or fell; some were rebuilt and some were patched, so we check every chimney for loose mortar and failed flashing.
  • 2020 CZU Lightning Complex: CAL FIRE reports nearly 1,500 structures destroyed, many in Bonny Doon and the upper San Lorenzo Valley. Rebuilds follow Chapter 7A, and surviving homes often want ember-resistant vents and a Class A roof at the next reroof.
  • Winter 2022–2023 atmospheric rivers: coastal storms broke the Capitola Wharf, falling trees punctured mountain roofs, and in March 2023 a Pajaro River levee breach flooded the town of Pajaro across the river from Watsonville.
New Class A shingle roof on a rebuilt home in a burned Santa Cruz County forest
A rebuilt home with a fresh shingle roof among recovering trees in the Santa Cruz Mountains.

How a visit over the hill is scheduled

  1. You call or send the form with your address and the problem. We tell you when an estimator can make the Highway 17 trip.
  2. On site we inspect the roof, gutters, flashing and attic access, and take photos of what we find so you see it too.
  3. You get a written, itemized estimate. Workmanship terms are written on it; material warranties come from the maker under its own terms.
  4. We file with the right permit office, schedule the crew around the weather, and clean up and haul debris away each day.

For an active storm leak, phone us and we will give you a realistic arrival window for a tarping crew. Highway 17 closures and slides can change a day's plan, and we say so up front.

What we can and can't show you about our Santa Cruz County work

Our 64 Google reviews come mostly from Santa Clara County homeowners, and we have no project photo gallery from this county to show you yet. We won't invent one. What we offer instead is plain: the drive time from Campbell for your town, the permit office for your parcel, photos from your own roof, and an itemized estimate you can compare line by line.

Harnessed roofer kneeling with a phone beside a brick chimney with worn metal flashing on a gray shingle roof
A roofer in a harness photographs worn chimney flashing during an inspection.

Cities and communities we cover in Santa Cruz County

Roofing questions from Santa Cruz County

Do you really cover the whole county from Campbell?

Yes. Highway 17 puts Scotts Valley about 30 minutes from our shop, Santa Cruz and Capitola around 45, and Watsonville near an hour. We group mountain, coast and south-county visits so travel time stays reasonable, and we tell you on the phone when an estimator can reach your town.

Is my home in a fire hazard zone?

Look your address up on CAL FIRE's hazard zone viewer. Much of the Santa Cruz Mountains is mapped, including parts of Bonny Doon, Boulder Creek and the hills above Soquel and Aptos. If your parcel is mapped, a reroof needs a Class A assembly and vents that meet Chapter 7A, and we price to that.

Who issues roofing permits in unincorporated areas like Live Oak or Aptos?

The County of Santa Cruz Planning Department. Live Oak, Soquel, Aptos, Rio del Mar and the San Lorenzo Valley towns are not cities, so their permits go through the County. Only Santa Cruz, Capitola, Scotts Valley and Watsonville issue their own. We confirm which applies before your estimate is final.

Can you help after a winter storm damages my roof?

Yes. We tarp active leaks and put together photos and notes your insurer can use. After the 2023 storms, fallen trees and wind were the main causes of roof damage in the county. Phone us and we'll let you know when a crew can make the trip.

Our office and the drive to Santa Cruz County

We work from 16135 E Mozart Ave in Campbell, about 30 min (18 mi) to Scotts Valley from Santa Cruz County. Inspections happen at your property; call first so we can plan the trip.

Book a roof inspection in Santa Cruz County

Call to set a time. We inspect, photograph what we find and put the estimate in writing.

  • Family-run Campbell team
  • Free written estimates
  • 64 Google reviews
  • Insurance-claim photo documentation

Xylo Fix Roofers · 16135 E Mozart Ave, Campbell, CA 95008 · (725) 745-8803

Or send the details

Fastest answer: call (725) 745-8803. Or send the details below and we will call you back.

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